Privacy Agreement
At Mortgage Alliance Mortgagelinx
Financial Corporation, we take pride in the policies and procedures we use
to protect the personal information we collect and maintain on behalf of
our clients. Access to personal information is granted to our agents under
the
Personal
Information Protection and Electronic Documents Act
(PIPEDA). We will not sell your information unless you give us
permission to do so.
Information Collection and Use
To better understand your
financial needs and make you aware of new services that could help you
reach your goals, we collect personal information from a variety of
sources. Some personal information we collect and some of the reasons we
collect it include:
Ø
Information received from you via applications or other forms.
This
information could include, but is not limited to:
o
Data about you, such as your name, address and contact telephone
numbers;
o
Unique identifiers such as your social insurance number, which we
use to fulfill regulatory and other
governmental obligations and to distinguish you from other clients with
similar names;
o
Data to help us serve you better, such as your income,
employment, age, net worth, investment objectives, and banking information
(which we need to know in order to complete transactions with you and on
your behalf as you may request).
Ø
Information about your application
and experience
with Mortgage Alliance Mortgagelinx Financial Corporation or our
affiliates. This information may include your account balance, account
activity, and usage of various services. We collect this information in
order to provide the services you have requested, and to help us determine
how we or other non-affiliated companies may be of additional service to
you.
Ø
Information we receive from a consumer reporting agency or other
source, which may include
account information and/or information about your creditworthiness. We use
this information to help us determine the terms of credit that would be
appropriate to offer you.
Guidelines for Information
Disclosure
1.
You* may give it to credit bureau agencies, financial institutions,
insurers, private investors, a life insurance company and, with my
consent, to other parties^ (see below),
2.
You* may use it to determine my financial situation,
3.
You* may use it for any purpose related to the provision to me of services
I request from you*. You* may also give it anyone who works with or for
you^, but only as needed for the provision of those services.
4.
You* may use my social insurance number as an aid to identify me with
credit bureau agencies and other financial institutions for credit history
file matching purposes.
5.
You* may use my information to promote your services to me. You* may also
add it to client lists you* prepare and use for this purpose. Files are
kept a minimum of three (3) years
We share consumer information with
our partners such as lenders, insurers, credit bureau agencies and a life
insurance company, etc.
Mortgage Alliance Mortgagelinx
Financial Corporation will not use or disclose personal information for
purposes other than those for which it was collected, except with the
consent of the individual or as required or permitted by law.
Mortgage Alliance Mortgagelinx Financial Corporation reserves the right to amend this Privacy Agreement without notice.
An Ongoing Commitment
This privacy statement is always available on our website, www.mortgagelinx.ca.
We hope this information is useful to you. Confidentiality is
the key to a strong relationship between you and Mortgage Alliance
Mortgagelinx Financial Corporation, and we are committed to protecting
your privacy.
If you need clarification regarding this policy, please contact our Director of
Compliance:
Chris
Tsiantis,
212-2179 Danforth Avenue, Toronto, ON M4C 1K4 Telephone
(416) 686-6202
*
‘You’ - means Mortgage Alliance Mortgagelinx Financial Corporation
&/or its brokers/agents